Take the next photo now and place its layer above the layer with the blue rectangle, holding on the same Alt button. Click between these layer again and the photo becomes a mask also.

Dating Agency Weblayout in Photoshop CS

Take another photo now and place it the same way it is indicated next image.

Dating Agency Weblayout in Photoshop CS

Applying now the next tool , represent a figure colored in BE0000 with the parameters from next step.

Dating Agency Weblayout in Photoshop CS

Blending Options-Drop
Shadow


Dating Agency Weblayout in Photoshop CS

Blending Options-Stroke

Dating Agency Weblayout in Photoshop CS

Copy this new made layer two times and place them out the same way like in the next picture.

Dating Agency Weblayout in Photoshop CS

Now add the text for Quick Search Form, Members Login, Welcome Windows, Featured Profiles keeping the Tahoma type, the size and the color.

Dating Agency Weblayout in Photoshop CS

Finished!

View full size here.