Create Design Bureau Weblayout in Photoshop CS

Fill 10% on the layers
Copy the new made layer three times again and place them the same way it is demonstrated in the next image:

Create Design Bureau Weblayout in Photoshop CS

Select now the next instrument and
represent a ring. Start with the outside edges, then click on the Alt button and erase the inside zone.

Create Design Bureau Weblayout in Photoshop CS

Create Design Bureau Weblayout in Photoshop CS

Blending Options-Gradient Overlay

Create Design Bureau Weblayout in Photoshop CS