First time buyers face an even greater struggle to get on to the property ladder, after 125 per cent mortgages disappeared from the market last night Northern Rock and Birmingham Midshires were the last two lenders offering 100 per cent-plus home loans, but both decided to withdraw their deals amongst concerns over credit conditions

Ever wanted eight easy tips for quickly reducing your car insurance premium Some people get all the luck

Unless your name is Lewis Hamilton, the likelihood is that cutting down on your motoring bills is a bit of a priority at the moment According to a recent AA survey the price of motoring is about to hit an all-time high, with the average cost of running a car now at 58p per mile

Remember those halcyon days when all you needed for the best six week holiday of your life was a couple of quid for can of coke and all the Space Invaders you could eat Me too

The latest estimates put the number of uninsured cars on the UK??™s road at more than two million This suggests that insuring your car is viewed more as an optional extra than a necessity by many motorists ??“ kind of like the heated mirrors of motoring charges

Last year police in the UK seized more than 150,000 uninsured cars They gave owners 14 days to pay a ??200 fine and the costs of having the car impounded, or look on as their pride and joy was sent off to the crusher

The CICA is the Criminal Injuries Compensation Authority, and it is responsible for administering compensation for criminal injuries in England, Scotland and Wales It runs the Criminal Injuries Compensation Scheme which was introduced in 1964 to provide financial compensation from the government to victims of violent crime

This is the third part of a guide to avoiding the MRSA superbug MRSA is an infection that is more dangerous than similar illnesses because it is resistant to normal treatment

This is the second part of a guide to avoiding the MRSA superbug MRSA is an infection that is more dangerous than similar illnesses because it is resistant to normal treatment

MRSA, or the Superbug as it is now gleefully reported, is the latest and most fashionable way to die Read The Daily Mail and it will tell you that the filthy state of modern hospitals means huge monster like bacteria are sitting under every bed, chewing on the rubbish and itching to leap out and strike